Dubai, UAE, September 10th, 2026, Chainwire
Zamanat Fund CEIC Restricted is the corporate’s first reside proof level for regulated fund tokenization on ZIGChain targeted on GCC personal credit score.
Zamanat as we speak introduced its sponsorship of Zamanat Fund CEIC Restricted (the “Fund”), a DIFC-domiciled tokenized personal credit score fund with a goal measurement of as much as USD 100 million. The Fund targets the GCC’s estimated $250 billion SME financing hole, with solely 11 % of SMEs throughout the area gaining access to credit score.
Closing a $250 billion structural hole in GCC SME credit score
Throughout the GCC, SMEs are central to financial progress but stay considerably underserved by conventional financing. Within the UAE, SMEs generate greater than half of GDP and make use of the vast majority of the private-sector workforce, but obtain lower than 10 % of complete financial institution lending.
The Fund will spend money on personal credit score throughout the area, directing capital in direction of robust homegrown corporations whose financing wants will not be totally met by means of conventional lending channels. The technique helps nationwide ambitions to increase SME participation, private-sector progress and entry to various financing, together with priorities set out underneath Saudi Arabia’s Imaginative and prescient 2030 and the UAE Centennial 2071.
“Sturdy companies throughout the GCC nonetheless battle to entry progress capital regardless of sound fundamentals. Zamanat sponsored the Fund to create a reputable route between these companies and institutional capital. With a goal measurement of as much as USD 100 million and pursuits issued as Funding Tokens, it’s our first reside proof level for bringing GCC personal credit score right into a regulated digital construction for Skilled Shoppers,” mentioned Umair Tariq, Founder and CEO of Zamanat.
Bringing GCC personal credit score into digital markets
Tokenization expands the infrastructure round historically hard-to-access private-market property with out altering the underlying funding or credit score profile.
The Fund combines a regional personal credit score technique, a DIFC fund construction, institutional administration and digital issuance on ZIGChain. It gives a primary reside demonstration of how regional personal credit score may be introduced right into a DFSA-regulated tokenized construction for Skilled Shoppers.
The Fund is a DFSA-regulated closed-ended fund registered as an Exempt Fund and categorized as a Credit score Fund. It’s managed by Truleum Venture Partners Limited and administered by Apex Group. Fund pursuits will probably be issued as ZM1 Funding Tokens on ZIGChain inside a regulated, whitelisted setting.
As sponsor, Zamanat brings its regional personal credit score, funding structuring and institutional partnership experience to the Fund’s improvement. Truleum retains duty for all regulated fund-management actions.
The ZM1 Funding Token construction gives a blockchain-native possession and settlement layer inside the Fund’s regulated framework. It additionally permits qualifying buyers who meet the DFSA Skilled Consumer standards to take part alongside institutional buyers.
Zamanat is backed by Disrupt.com, a MENA-based, operator-led AI-native enterprise builder and lead investor within the enterprise.
Constructing the worldwide marketplace for Digital Shariah Belongings
World Islamic finance property are projected to succeed in $9.7 trillion by 2029, but demand for digital and Shariah-aligned property is rising sooner than the institutional infrastructure connecting them with world capital.
Zamanat continues to construct the worldwide marketplace for Digital Shariah Belongings. Its wider working mannequin combines funding structuring, Shariah experience, regulated companion routes and digital distribution to carry real-world property to market by means of conventional and digital channels.
The DIFC-domiciled Fund evidences the regulated fund-tokenization, digital possession and partner-orchestration functionality inside that wider construct. Zamanat is progressing a separate pipeline of Digital Shariah Belongings throughout personal credit score, receivables, actual property and different asset lessons.
Institutional partnerships
Apex Group acts as Fund Administrator, offering institutional fund administration and controls from the outset.
“Zamanat is supporting the creation of a brand new class in Digital Belongings. Bringing institutional construction and digital distribution collectively inside a DFSA-regulated framework units the usual for the way this market must be constructed, and this fund reveals the mannequin working at institutional scale. We’re proud to assist the infrastructure behind it, and we stay up for partnering additional on the initiatives Zamanat already has in movement,” mentioned Peter Hughes, Founder & CEO, Apex Group.
The worldwide marketplace for Digital Shariah Belongings doesn’t but exist as an institutional class. Zamanat is constructing it.
Notes to Editors
Sources
LSEG and ICD, 2025 Islamic Finance Growth Indicator Report, 14 October 2025 (world Islamic finance property projected to succeed in $9.7 trillion by 2029); World Financial institution, Competitors within the GCC SME Lending Markets: An Preliminary Evaluation (estimated $250 billion GCC SME credit score hole; 11 % of SMEs with entry to credit score); Kearney, GCC Retail Banking Radar 2024.
Investor discover
This communication as associated to Zamanat Fund CEIC Restricted is accredited by Truleum Enterprise Companions Restricted within the DIFC (DFSA License Quantity: F008013).
This launch is for info solely. It isn’t a suggestion, invitation or suggestion to subscribe for pursuits in Zamanat Fund CEIC Restricted or purchase ZM1 Funding Tokens. Any participation will probably be made solely by means of the Fund Supervisor, ultimate providing paperwork and relevant Skilled Consumer eligibility necessities. For avoidance of doubt, this communication is meant for and directed solely to buyers who meet the necessities to be thought-about Skilled Shoppers as specified underneath the Dubai Monetary Companies Authority Conduct of Enterprise Rulebook, Rule 2.3.3. The Fund is an ‘Exempt Fund’. Accordingly, the ZM1 Funding Tokens can be found solely to Skilled Shoppers.
This launch and the knowledge contained herein doesn’t represent, and isn’t supposed to represent, a public provide of securities in every other jurisdiction and accordingly shouldn’t be construed as such. The ZM1 Funding Tokens are solely obtainable to a restricted variety of buyers from the DIFC. The ZM1 Funding Tokens haven’t been accredited by or licensed or registered with every other related licensing authority or governmental company. No transaction will probably be concluded in onshore UAE outdoors the DIFC.
The Fund isn’t an Islamic Fund and isn’t marketed as Shariah-compliant. References to Shariah on this launch relate to Zamanat’s broader platform and market ambition and to not the Fund.
About Zamanat
Zamanat is constructing the worldwide marketplace for Digital Shariah Belongings. The corporate connects asset originators with world capital by means of funding structuring, Shariah experience, regulated companion routes, tokenization and distribution throughout conventional and digital channels.
Zamanat additionally sponsors and develops institutional funding merchandise by means of appropriately licensed companions. Every product follows its personal authorized and regulatory framework and, the place introduced as Shariah-aligned, its personal product-specific Shariah overview and governance course of. Web site: www.zamanathq.com
Contact
World Head of PR & Communications
Katarzyna Kosior
disrupt.com
[email protected]
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