Shopper use of crypto-linked cost playing cards continued to realize traction heading into 2026, following a pointy rise in spending volumes reported by Visa for 2025. Knowledge from Dune Analytics exhibits that spending throughout Visa-backed crypto playing cards elevated steadily all through final yr, a big progress.
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Throughout six Visa-partnered crypto card applications, whole web spending rose from $14.6 million in January 2025 to $91.three million by December. The rise represents a 525% bounce over the yr and displays rising shopper consolation with paying immediately from crypto wallets at conventional factors of sale.
The playing cards are issued by a mixture of crypto cost platforms and decentralized finance tasks, together with EtherFi, Cypher, GnosisPay, Avici Cash, Exa App, and Moonwell.
ETH's value tendencies barely to the upside on the day by day chart. Supply: ETHUSD on Tradingview
EtherFi and Cypher Lead Visa Crypto Card Spending
Among the many tracked applications, EtherFi recorded the best spending quantity, accounting for $55.four million in transactions throughout 2025.
That determine positioned it properly forward of Cypher, which ranked second with $20.5 million in whole spend. The remaining card issuers posted smaller however constant will increase, suggesting broader participation throughout the ecosystem fairly than progress pushed by a single outlier.
Month-to-month spending information exhibits a gradual rise all year long, with no main spikes or sharp reversals. Analysts say this sample factors to routine utilization fairly than one-off occasions.
Commenting on the information, Polygon researcher Alex Obchakevich famous that crypto card spending more and more displays common monetary conduct, indicating that crypto-linked playing cards are transferring past experimental use instances.
Visa Expands Stablecoin Infrastructure
Visa’s rising function in crypto funds has been supported by its increasing stablecoin infrastructure.
The funds agency now allows stablecoin settlement throughout a number of blockchains, together with Ethereum, Solana, Avalanche, and Stellar. This setup permits card issuers to transform crypto balances to fiat in actual time throughout transactions, whereas nonetheless counting on Visa’s international service provider community.
In December 2025, Visa additionally launched a stablecoin advisory staff targeted on serving to banks, retailers, and fintech firms design and handle stablecoin-based merchandise.
The initiative highlights Visa’s view that blockchain-based settlement and programmable cash have gotten extra related to mainstream funds.
Outlook for Crypto Card Utilization in 2026
With spending volumes rising and infrastructure persevering with to broaden, crypto card utilization is predicted to develop additional in 2026. Whereas volumes stay concentrated within the U.S., Europe, and elements of the Asia-Pacific area, the regular enhance suggests shopper crypto spending is changing into extra normalized.
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How sustained this development will probably be could depend upon broader market situations and continued integration between crypto platforms and established cost networks.
Cowl picture from ChatGPT, BTCUSD chart from Tradingview
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